ABOUT

About Dean

WHO WE ARE

ABOUT

Whether you are in need of new financing or a refinance on your existing property; whatever your mortgage loan needs, and anywhere they may be, United American Mortgage can assist you by providing you with our top-notch service and expertise.

Closing loans since 1988. Dean has personally closed mortgages for more than 4,000 homeowners. He has also trained and assisted over 100 loan officers to help achieve their goals. He is a certified military housing specialist and is experienced in investment properties, first time buyers, family estate financing, VA loans, short-sales, and foreclosures. He’s been a guest speaker for many real estate offices and a member of the National Association of Mortgage Bankers for over two decades.

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WHAT WE OFFER

OUR SERVICES

Buying a home represents a major financial decision. Depending on the term of your mortgage, the decisions you make about your lender today could have an impact on your financial outlook for the next 15 to 30 years. That’s why, when it’s time to buy your home, it makes good financial sense to make sure you select the best lender for your needs.

At United American Mortgage, we work with leading lenders nationwide, so we can help you find the best loan at the best rates and terms for your specific financial needs – even if your credit isn’t perfect. We’ll begin by looking at your unique financial picture including your credit profile so we can target the lenders who are most likely to offer you the best deals. Then we scour our network of lenders to identify the ideal match.

The Advantages of Pre-Approval

Few things are more disappointing than making an offer on a home, only to find you’re unable to get the financing you need in time for the close of escrow. At United American Mortgage, we’ll work with you to help you navigate the pre-approval process so you can complete all the paperwork you’ll need to submit to be pre-approved. Once you’ve been pre-approved, you’ll be in a much stronger position when it comes time to make an offer on the home you want because buyers will know your offer is “for real.”

Unique Solutions for Every Customer

At United American, we’ve worked with thousands of home buyers, helping them achieve their dreams of home ownership. We understand that each buyer has unique needs, and we take the time to treat each loan individually to ensure the best fit.

If you’re interested in learning how you can get the best loan for your needs, we’re ready to help.

Refinancing can be a powerful tool to help you plan a more profitable financial future, but they key lies in finding the best refinancing lender for your objectives and needs. Are you interested in a lower rate? A longer or shorter term? Perhaps you want to refinance to pull equity out of your property to provide funds for a purchase or other investment. Or maybe you want to refinance to consolidate other higher-interest loans into one lower-interest loan with a single payment. There are lots of reasons why people refinance, and lots of lenders waiting to compete for your business. At United American Mortgage, we’ll work hand-in-hand with you to find you the refinancing lender that matches your goals and financial objectives.

Network of Lenders to Serve Your Needs

United American Mortgage is recognized as a leader in helping homeowners find the refinancing loans they need, offering clients more than 25 years of expertise and experience. We have access to a nationwide network of top-rated mortgage companies, so you can find a lender whose rates and terms align with your needs. And we can also help you compare rates and terms to make sure you’re getting the best deal.

In recent years, refinancing has surged in popularity as homeowners have gained a new appreciation of the advantages it can offer them financially. Over the life of a loan, refinancing to a lower interest rate or shorter term can save you tens of thousands of dollars.

Let Us Help You Get the Right Loan for You

If you’d like to learn about how United American Mortgage can help you with refinance your mortgage, we’d love to speak with you.

Loans for apartment buildings and multi-family units have much different lending requirements than loans for single-family homes, which means that unless you work with a company that understands those differences and the challenges they can present, your lending process may be destined for frustration and even failure.

Most lenders have very specific underwriting requirements for these types of loans, and that means they also have very specific requirements when it comes to the application and approval processes. Without an experienced mortgage expert at your side, it’s easy to make errors that can wind up derailing your loan process, resulting in costly delays or out-and-out denial of your application.

Network of Lenders Means More Choices for You

At United American Mortgage, we work with developers and investors every day to help them find the loans they need based on their own unique objectives. As experts in the lending industry, we help our clients understand the lending process, beginning with an analysis of each client’s needs. Then, we tap into our network of top-rated lenders who are actively seeking loan applicants just like you, so you can be assured of getting the most competitive rates and terms based on your financial profile and goals.

Whether you’re looking for a loan for new construction or for an existing apartment building or multi-family unit, we can help you get the loan you want without closing delays, and we can provide you with expert help and guidance throughout the process to eliminate hassles and headaches.

We Can Help

Want to learn how we can help you get the financing you need for your construction project or building purchase?