MEET THE TEAM

Dean Rathbun

Dean Rathbun
dean@deanrathbun.com
Biography
Closing loans since 1988. Dean has personally closed mortgages for more than 4,000 homeowners. He has also trained and assisted over 100 loan officers to help achieve their goals. He is a certified military housing specialist and is experienced in investment properties, first time buyers, family estate financing, VA loans, short-sales, and foreclosures. He’s been a guest speaker for many real estate offices and a member of the National Association of Mortgage Bankers for over two decades

Veronica Garcia

Veronica Garcia
vgarcia@uamco.com
Biography
Veronica is the newest team member and has been working with Dean since 2015. Veronica is the “Queen of Paperwork”. We actually don’t have any paper documents these days. Veronica is the master of tracking needs and digitally coordinating information for our underwriters to review. This allows a streamlined approval process for borrowers. Veronica and her husband own one of the greatest Italian restaurants in Southern California. When she is not working, they are in the kitchen working on great new recipes.

Stephen Starkey

Stephen Starkey
sstarkey@uamco.com
Biography
Stephen is the Captain of the team. In the mortgage business since 2006, he is like a concert pianist coordinating paperwork, timing deadlines and making sure the loan is running smooth. His computer knowledge in automated underwriting systems helps us cut down on paperwork needed from the client. Less paper…more smiles for everyone. We call him Hercules here in the office as he shoulders the weight of the files.

Alfred Thai

Alfred Thai
athai@uamco.com
Biography
Alfred is the brain of the group. Since 1998 he has led the team as our Senior Processor, working daily with underwriters approving loans. His knowledge of mortgage guidelines dates back to 1994 when he started in lending. Trust us…if Alfred says the deal qualifies, it qualifies. Alfred loves spending quality time with his wife and daughters. You may not have guessed, but, he is a master outdoorsman.

Tanya Rakow

Tanya Rakow
trakow@uamco.com
Biography
Tanya has been working with Dean since 1996. As our compliance and closing coordinator, she is responsible for tracking all DocuSign, compliance forms, closing packages and HR/accounting. Tanya’s personal time is filled by her three active children. Football, dance, Karate…you name it…her kids do it.