The Sanity-Saving Homebuyer Checklist

The home-buying process can be a stressful and insane process if you do not know what to do, but with a bit of help, you can save your sanity.

To Start

Before you hit the real estate market and those open houses, you need to select and sign on with an agent to begin the pre-qualification and pre-approved portion of the mortgage process. Then you can go to the streets and search for the perfect home of your financial dreams.

Negotiate, Inspect, Repair

The fun begins when your offer is accepted. Find and hire a home inspector whom you trust, and consider any additional inspections if the home in question is rather old. Otherwise, you run the risk of overlooking some potential issues. Remember to be present during the home inspection so you can ask questions and see potential problems for yourself.

Contact your lender to lock in your interest rate, or be ready for some unpleasant surprises when closing time comes.

When the inspections are complete, be prepared to ask the homeowner to make some repairs. Make sure to talk with your real estate agent to see which ones the owners should make and which ones you should leave alone.

The Close

On the eve of the closing date, an escrow officer or closing attorney calculates the final costs and credits for the buyer and seller. On the big day, you’ll sign a gigantic stack of documents, hand over a cashier’s check for the down payment closing costs, and acquire the keys to your new place. Once everything is signed and ready to go, the next step for you is to move in!

The process of buying a home can be a stressful one, but if you have the right real estate agent and know-how, it can become much easier. Contact Dean Rathbun when it comes time to finding the perfect plan of action to buy your home. We are happy to help you.